BPI Family Housing Loan

Frequently Asked Questions (FAQ's)

1. Who are eligible to apply for a BPI Family Housing Loan?

Any of the following who are of legal age but not more than 65 years old upon maturity of the loan:

• Filipino
• Foreigner married to a Filipino citizen (subject to specific documentary requirements)
• Foreigner with issued immigrant / resident visa (subject to specific documentary requirements) but solely for the acquisition of a condominium unit only

                                                                                                                                                                                                           

Producers Bank Housing Loan

Housing Loan

 I. Who are qualified to avail?

Employees of public or private institutions who are permanent for at least three (3) years or existing depositor/s of the Bank with established business who wish to acquire vacant lot, brand new/pre-owned house and lot, or town house unit or residential condominium unit; repair/renovate or improve existing house, or townhouse or residential condominium unit; construct new house.
 Self-employed individual with stable/adequate cash flow from his own business operating for at least two (2) years.

PNB Housing Loan

Whether you're a first-time home buyer, or looking to invest in additional real estate, you will find PNB Sure Home Loan the ideal solution to your home loan requirements. Sure Home gives you one of the higher loan amounts in the industry coupled with one of the lowest interest rates. Add to that the convenience of flexible terms and you will see why PNB Sure Home Loan is a sure deal for your housing loan needs.

BDO Home Loan

Purchase or construct new home, renovate existing home, or simply want another property for investment. Maximize loan up to 80% of the appraised value of property or apply for a minimum of P 500,000. Interest rates with options for longer fixing period to help you manage your monthly payments.

Union Bank Home Loan

Requirements to apply for UnionBank’s Home Loans

• Individuals gainfully employed and with permanent status
• Individuals engaged in own business operating profitably for at least 2 years or a partner in a registered ownership
• Must be of legal age, not more than 65 years old upon application and must not exceed the age of 70 years upon loan maturity

• Must have a good credit standing

Security Bank Home Loan

Loan Amount Up to 80% of appraised value
Payment Terms Up to 20 years
Joint Gross Monthly Income (minimum) P50,000
Approval Time 5 banking days
Minimum Loan Amount  P1,000,000

MetroBank Home Loan

Am I eligible for a Metrobank Home Loan?

To qualify, borrower must be:

     • At least 21 yrs old at loan application and not older than 65 yrs old upon loan
       Maturity
     • A Filipino citizen or foreigner with permanent resident visa for the Philippine  
     • If based in the Philippines:
     • A self-employed or fixed income earner
     • Employed for at least 2 years with current employer
     • Earning at least Php 30,000 for self-employed individuals, or have the same
       Gross Monthly Family Income (GMFI) for fixed income earners